Which app gives a loan with a 600 CIBIL score?
The answer depends on the provider’s current requirements and your application. This directory does not guarantee acceptance by any app at 600.
600 CIBIL Score Loan Apps: Compare Options in India
Looking for personal loan apps with a CIBIL score of 600? Compare amounts, annual rates and repayment terms below, then check the provider’s eligibility requirements and your available offer.
Compare personal loan apps
KreditBee
- Up to
- ₹10L
- Rate/yr
- 12–27.5%
- Term
- 3–60 mo
Moneyview
- Up to
- ₹10L
- Rate/yr
- ≥14%
- Term
- 3–60 mo
Fibe
- Up to
- ₹10L
- APR/yr
- ≥18%
- Term
- 6–36 mo
Kissht
- Up to
- ₹5L
- APR/yr
- 17–45%
- Term
- 6–60 mo
mPokket
- Up to
- ₹2L
- APR/yr
- ≤54.2%
- Term
- 6–24 mo
CASHe
- Up to
- ₹3L
- APR/yr
- ≤48%
- Term
- 9–18 mo
PaySense
- Up to
- ₹5L
- APR/yr
- 14.5–40%
- Term
- 3–60 mo
Olyv
- Up to
- ₹5L
- Rate/yr
- ≥18%
- Term
- 2–18 mo
Navi
- Up to
- ₹20L
- Rate/yr
- ≤29.96%
- Term
- ≤84 mo
Stashfin
- Up to
- ₹5L
- APR/yr
- 10–45%
- Term
- 3–42 mo
Branch
- Up to
- ₹5L
- Rate/yr
- 12–66%
- Term
- 4–24 mo
Zype
- Up to
- ₹5L
- Rate/yr
- 18–34%
- Term
- 6–36 mo
Is a 600 CIBIL score enough for a personal loan?
There is no single minimum score shared by all lenders. A score of 600 may fall below some providers’ criteria, while others assess additional information. The app list is a starting point for comparison, not confirmation of acceptance at 600.
Why an application can be declined at 600
Two people with the same score can have different incomes, outstanding loans and repayment records. A lender may assess these details alongside its own product rules. Your score does not reveal the exact reason for a particular rejection.
Compare the actual offer, not just the starting rate
Published rates and maximum amounts are product information. If you receive an offer, compare its annual rate or APR, processing fees, net amount credited, EMI and total repayment for your chosen term.
Look at what fits your repayment capacity. A longer term can lower the monthly payment while increasing the total interest paid.
What if your score is closer to 500?
Use the 500-score guide for that starting point. If your score has changed, check the date and details of the latest report before applying. The general low CIBIL guide also explains the distinction between low scores and no credit history.
Questions, answered
Can I get ₹10,000 with a 600 score?
Check the provider’s amount range and eligibility. The requested amount alone does not establish whether a loan will be offered.
Is 600 better than 500 for a loan application?
A higher CIBIL score generally indicates a stronger credit profile, but the lender also assesses other information. Neither number guarantees approval.
Should I apply to many apps at once?
Check eligibility first and apply selectively. Multiple credit enquiries in a short period can affect your score; comparing products does not require submitting every application.